BNPQY BNP Paribas S.A.
Banks, Insurers & Asset Managers
C- 44.2 / 100 composite

AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.

Profitability

Weight: 25%
C- 44

Scored using efficiency ratio — bank-archetype substitution.

  • Efficiency Ratio (FY2025) 77.8%
  • Efficiency Ratio Trend -9.73 pp/yr

Capital Efficiency

Weight: 15%
B- 66
  • 5yr Avg ROE 8.7%
  • 5yr Share-Count CAGR -2.1%

Growth Quality

Weight: 15%
B+ 77

Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.

  • 5yr Revenue CAGR 6.4%
  • Efficiency Ratio Trend (growth quality check) -9.73 pp/yr
  • Revenue-Growth Years (5) 3/5

Cash Generation

Weight: 15%
F 0

Scored using efficiency-ratio stability — bank-archetype substitution.

  • Efficiency Ratio Stability (σ) 0.38

Balance Sheet

Weight: 20%
F 26

Scored using equity-to-assets — bank-archetype substitution.

  • Equity / Assets 4.5%

Stability

Weight: 10%
B- 64
  • EPS Volatility (σ/μ) 0.24
  • Negative-Revenue Years (5) 2/5
  • Piotroski F-Score 6

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Not Followed

Not held by any curated guru.