Profitability
Weight: 25%
D
37
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 61.6%
- Efficiency Ratio Trend +2.22 pp/yr
BMRC
Bank of Marin Bancorp
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
D
34
- 5yr Avg ROE 6.5%
- 5yr Share-Count CAGR 3.1%
Growth Quality
Weight: 15%
C
52
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 10.3%
- Efficiency Ratio Trend (growth quality check) +2.22 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
F
0
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.17
Balance Sheet
Weight: 20%
A-
80
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 10.1%
Stability
Weight: 10%
B
70
- EPS Volatility (σ/μ) 0.28
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 1 new buy; 1 added.
- Holders
- 2 +1
- Avg Δ position
- +93.0%
- New buys
- 1
- Full exits
- 0