Profitability
Weight: 20%
D-
30
- 5yr Avg ROIC -67.8%
- Operating Margin Trend +42.11 pp/yr
BLND
Blend Labs, Inc.
AlphaQuality composite grade, weighted for stable earnings power businesses.
⚠ 5 of the last 5 fiscal years showed negative net income — AlphaQuality will not grade above F for persistent unprofitability in a stable earnings power business.
Grade overrides the 29.7 pillar composite — hard gates always win.
Capital Efficiency
Weight: 15%
F
6
- 5yr Avg ROE -323.1%
- 5yr Share-Count CAGR 3.4%
Growth Quality
Weight: 15%
C+
61
- 5yr Revenue CAGR 5.2%
- Revenue-Growth Years (5) 3/5
Cash Generation
Weight: 15%
F
0
- 5yr FCF Margin -46.6%
- 5yr FCF/NI Conversion 0.00x
Balance Sheet
Weight: 20%
D-
30
- Net Debt / EBITDA 31.50x
- Interest Coverage (EBIT/Int) 30.00x
- Altman Z-Score -9.58
Stability
Weight: 15%
C
52
- Negative-Revenue Years (5) 2/5
- Piotroski F-Score 4
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 1 new buy; 1 added.
- Holders
- 2 +1
- Avg Δ position
- +129.7%
- New buys
- 1
- Full exits
- 0