Profitability
Weight: 25%
D
35
- 5yr Avg ROIC -1.3%
- Operating Margin Trend +12.32 pp/yr
BILL
Bill.com Holdings, Inc.
AlphaQuality composite grade, weighted for platform & compounding fcf businesses.
⚠ 4 of the last 5 fiscal years showed negative net income — AlphaQuality will not grade above F for persistent unprofitability in a platform & compounding fcf business.
Grade overrides the 30.0 pillar composite — hard gates always win.
Capital Efficiency
Weight: 15%
F
7
- 5yr Avg ROE -2.8%
- 5yr Share-Count CAGR 3.8%
Growth Quality
Weight: 25%
A+
100
- 5yr Revenue CAGR 47.3%
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 20%
B
75
- 5yr FCF Margin 15.3%
- 5yr FCF/NI Conversion 13.01x
Balance Sheet
Weight: 10%
C-
47
- Net Debt / EBITDA -0.32x
- Interest Coverage (EBIT/Int) 0.36x
- Altman Z-Score 0.60
Stability
Weight: 5%
B
70
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 4
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.5 of 6 gurus held; 1 added; 2 trimmed; 1 full exit.
- Holders
- 5 -1
- Avg Δ position
- -18.1%
- New buys
- 0
- Full exits
- 1
- Greenblatt sold -100%
- Dalio decreased -78%
- Soros decreased -76%