Profitability
Weight: 15%
D
35
- 5yr Avg ROIC -1.6%
- Operating Margin Trend +12.05 pp/yr
BILL
Bill.com Holdings, Inc.
AlphaQuality composite grade, weighted for high-growth software businesses.
⚠ 4 of the last 5 fiscal years showed negative net income — AlphaQuality will not grade above F for persistent unprofitability in a high-growth software business.
Grade overrides the 30.0 pillar composite — hard gates always win.
Capital Efficiency
Weight: 15%
F
2
- 5yr Avg ROE -3.3%
- 5yr Share-Count CAGR 5.8%
Growth Quality
Weight: 35%
B
72
- 5yr Revenue CAGR 57.4%
- 5yr EPS CAGR 0.0%
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 20%
B-
65
- 5yr FCF Margin 8.7%
- 5yr FCF/NI Conversion 13.01x
Balance Sheet
Weight: 10%
C+
59
- Net Debt / EBITDA -3.95x
- Interest Coverage (EBIT/Int) 2.64x
- Altman Z-Score 0.61
Stability
Weight: 5%
A+
93
- EPS Volatility (σ/μ) 0.00
- Piotroski F-Score 7
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.6 of 6 gurus held; 1 new buy; 2 added; 3 trimmed.
- Holders
- 6 +1
- Avg Δ position
- -29.6%
- New buys
- 1
- Full exits
- 0