Profitability
Weight: 25%
D+
40
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.6%
- Operating Margin Trend -3.98 pp/yr
BHRB
Burke & Herbert Financial Services Corp.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
D
34
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 6.6%
- 5yr Share-Count CAGR 17.1%
Growth Quality
Weight: 10%
A+
95
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 14.3%
- 5yr EPS CAGR 14.4%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
95
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.62x
Balance Sheet
Weight: 30%
C+
62
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 10.8%
- Interest Coverage (EBIT/Int) 0.97x
Stability
Weight: 10%
C
54
- EPS Volatility (σ/μ) 0.50
- Piotroski F-Score 6
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 1 new buy; 1 trimmed; 1 full exit.
- Holders
- 2 +1
- Avg Δ position
- -1.8%
- New buys
- 1
- Full exits
- 1