Profitability
Weight: 25%
D-
30
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2024) 73.0%
- Efficiency Ratio Trend +0.24 pp/yr
BHLB
Berkshire Hills Bancorp, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
D-
30
- 5yr Avg ROE 7.1%
- 5yr Share-Count CAGR 11.8%
Growth Quality
Weight: 15%
B-
68
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 11.9%
- Efficiency Ratio Trend (growth quality check) +0.24 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
C+
57
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.05
Balance Sheet
Weight: 20%
A-
82
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 10.7%
Stability
Weight: 10%
C+
59
- EPS Volatility (σ/μ) 0.24
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 3
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.
- Cooperman sold -100%