Profitability
Weight: 25%
D
35
Scored using loss ratio — insurer-archetype substitution.
- Loss Ratio 259.7%
- Loss Ratio Trend -34.14 pp/yr
BHF
Brighthouse Financial, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
A-
86
- 5yr Avg ROE 14.4%
- 5yr Share-Count CAGR -9.7%
Growth Quality
Weight: 10%
C-
50
Scored using premium growth cross-checked against loss-ratio trend — insurer-archetype substitution.
- 5yr Premium CAGR -1.9%
- Loss Ratio Trend (growth quality check) -34.14 pp/yr
- Revenue-Growth Years (5) 3/5
Cash Generation
Weight: 15%
F
0
Scored using reserve development and loss-ratio stability — insurer-archetype substitution.
- Loss Ratio Stability (σ) 1.68
Balance Sheet
Weight: 25%
C+
60
Scored using premiums-to-surplus — insurer-archetype substitution.
- Premiums / Surplus 0.10x
- Interest Coverage (EBIT/Int) 4.12x
Stability
Weight: 10%
D
35
- EPS Volatility (σ/μ) 1.11
- Negative-Revenue Years (5) 2/5
- Piotroski F-Score 6
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.5 of 5 gurus held; 3 added; 2 trimmed; 1 full exit.
- Holders
- 5
- Avg Δ position
- +28.2%
- New buys
- 0
- Full exits
- 1