Profitability
Weight: 25%
F
26
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 69.9%
- Efficiency Ratio Trend +1.02 pp/yr
BHB
Bar Harbor Bankshares
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
C-
49
- 5yr Avg ROE 9.4%
- 5yr Share-Count CAGR 1.9%
Growth Quality
Weight: 15%
C
52
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 7.6%
- Efficiency Ratio Trend (growth quality check) +1.02 pp/yr
- Revenue-Growth Years (5) 3/5
Cash Generation
Weight: 15%
D
36
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.07
Balance Sheet
Weight: 20%
A-
84
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 11.4%
Stability
Weight: 10%
C+
60
- EPS Volatility (σ/μ) 0.25
- Negative-Revenue Years (5) 2/5
- Piotroski F-Score 5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 2 trimmed.
- Holders
- 2
- Avg Δ position
- -14.9%
- New buys
- 0
- Full exits
- 0