Profitability
Weight: 25%
D-
32
- 5yr Avg ROIC 7.3%
- Operating Margin Trend -3.66 pp/yr
BFH
Bread Financial Holdings, Inc.
AlphaQuality composite grade, weighted for platform & compounding fcf businesses.
Capital Efficiency
Weight: 15%
A-
83
- 5yr Avg ROE 15.3%
- 5yr Share-Count CAGR -2.1%
Growth Quality
Weight: 25%
C-
44
- 5yr Revenue CAGR 9.5%
- 5yr EPS CAGR -9.1%
- Revenue-Growth Years (5) 2/5
Cash Generation
Weight: 20%
A-
84
- 5yr FCF Margin 41.4%
- 5yr FCF/NI Conversion 4.66x
Balance Sheet
Weight: 10%
D+
42
- Net Debt / EBITDA 0.89x
- Interest Coverage (EBIT/Int) 0.72x
- Altman Z-Score -0.02
Stability
Weight: 5%
C-
50
- EPS Volatility (σ/μ) 0.45
- Piotroski F-Score 7
- Negative-Revenue Years (5) 3/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 1 trimmed.
- Holders
- 2
- Avg Δ position
- -40.5%
- New buys
- 0
- Full exits
- 0
- Dalio decreased -81%