Profitability
Weight: 25%
C+
60
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.3%
- Operating Margin Trend -3.93 pp/yr
BFC
Bank First Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
C
57
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 13.4%
- 5yr Share-Count CAGR 6.5%
Growth Quality
Weight: 10%
A-
85
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 23.0%
- 5yr EPS CAGR 5.2%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
B+
77
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 0.87x
Balance Sheet
Weight: 30%
B
70
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 14.2%
- Interest Coverage (EBIT/Int) 1.26x
Stability
Weight: 10%
C+
59
- EPS Volatility (σ/μ) 0.41
- Piotroski F-Score 6
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.
- Wood sold -100%