BFC Bank First Corporation
Banks, Insurers & Asset Managers
B 71.5 / 100 composite

AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.

Profitability

Weight: 25%
A 89

Scored using efficiency ratio — bank-archetype substitution.

  • Efficiency Ratio (FY2025) 47.5%
  • Efficiency Ratio Trend -0.81 pp/yr

Capital Efficiency

Weight: 15%
D+ 44
  • 5yr Avg ROE 11.5%
  • 5yr Share-Count CAGR 5.6%

Growth Quality

Weight: 15%
A- 85

Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.

  • 5yr Revenue CAGR 15.5%
  • Efficiency Ratio Trend (growth quality check) -0.81 pp/yr
  • Revenue-Growth Years (5) 4/5

Cash Generation

Weight: 15%
D- 31

Scored using efficiency-ratio stability — bank-archetype substitution.

  • Efficiency Ratio Stability (σ) 0.07

Balance Sheet

Weight: 20%
A 93

Scored using equity-to-assets — bank-archetype substitution.

  • Equity / Assets 14.2%

Stability

Weight: 10%
B- 66
  • EPS Volatility (σ/μ) 0.41
  • Negative-Revenue Years (5) 1/5
  • Piotroski F-Score 8

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Insufficient Data

Not enough curated-guru data to call a flow.

As of Q2 2026