BETR Better Home & Finance Holding Company
Banks, Insurers & Asset Managers
F 16.0 / 100 composite

AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.

Profitability

Weight: 25%
F 0

Scored using ROA (NIM proxy) — financial-archetype substitution.

  • 5yr Avg ROA -27.7%
  • Operating Margin Trend -3.12 pp/yr

Capital Efficiency

Weight: 20%
D- 30

Scored using ROTCE — financial-archetype substitution.

  • 5yr Avg ROTCE -9930.0%
  • 5yr Share-Count CAGR -62.0%

Growth Quality

Weight: 10%
F 7

Scored using BVPS — financial-archetype substitution.

  • 5yr BVPS CAGR -46.8%
  • 5yr EPS CAGR 0.0%
  • Positive-EPS Years (5) 0/5

Cash Generation

Weight: 5%
F 0

Scored using OCF/NI — banks have no FCF concept.

  • 5yr OCF/NI 0.00x

Balance Sheet

Weight: 30%
F 9

Scored using Equity/Assets — financial-archetype substitution.

  • Equity / Assets 2.5%
  • Interest Coverage (EBIT/Int) -2.87x

Stability

Weight: 10%
B- 67
  • EPS Volatility (σ/μ) 0.00
  • Piotroski F-Score 2
  • Negative-Revenue Years (5) 2/5

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Insufficient Data

Not enough curated-guru data to call a flow.

As of Q1 2026