Back
BCML BayCom Corp
Banks, Insurers & Asset Managers
B- 63.8 / 100 composite

AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.

Profitability

Weight: 25%
C- 50

Scored using ROA (NIM proxy) — financial-archetype substitution.

  • 5yr Avg ROA 0.9%
  • Operating Margin Trend -2.09 pp/yr

Capital Efficiency

Weight: 20%
C+ 58

Scored using ROTCE — financial-archetype substitution.

  • 5yr Avg ROTCE 8.0%
  • 5yr Share-Count CAGR 0.0%

Growth Quality

Weight: 10%
B+ 78

Scored using BVPS — financial-archetype substitution.

  • 5yr BVPS CAGR 10.6%
  • 5yr EPS CAGR 3.5%
  • Positive-EPS Years (5) 5/5

Cash Generation

Weight: 5%
A+ 96

Scored using OCF/NI — banks have no FCF concept.

  • 5yr OCF/NI 1.18x

Balance Sheet

Weight: 30%
B- 66

Scored using Equity/Assets — financial-archetype substitution.

  • Equity / Assets 13.1%
  • Interest Coverage (EBIT/Int) 0.80x

Stability

Weight: 10%
B+ 75
  • EPS Volatility (σ/μ) 0.31
  • Piotroski F-Score 9
  • Negative-Revenue Years (5) 1/5

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Not Followed

Not held by any curated guru.