BCI.SN
Company Description
Banco de Crédito e Inversiones provides various banking products and services in Chile and internationally. The company operates through Retail Banking; SME Banking; Wholesale Banking; Finance; BCI Financial Group; Financial Services; and Others segments. It offers checking and other accounts; credit and debit cards; mortgage and consumer credit, business credit, short term and long term commercial credit, overdraft line of credit, and corporate financing; guarantees; and life, health, home, integral and credit protection, automotive, commercial vehicle and fire, and mobile equipment insurance products. The company also provides factoring, leasing, payment, foreign trade, and cash management services; investment products and services; and sales and trading solutions, such as investments, hedging strategies, arbitration opportunities, derivatives, and fixed income brokerage. The company was founded in 1937 and is headquartered in Santiago, Chile. Banco de Crédito e Inversiones is a subsidiary of Empresas Juan Yarur S.P.A.
Track Record
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5.55T | 5.25T | 5.43T | 4.74T | 2.81T | 2.66T | 2.77T | 2.35T | 1.95T | 1.89T | 1.70T | 1.67T |
| Net Income | 996.21B | 801.64B | 682.47B | 820.82B | 1.11T | 317.45B | 402.64B | 395.79B | 371.40B | 340.17B | 330.82B | 342.97B |
| EPS | 4557.15 | 3665.15 | 3638.96 | 2530.16 | 2949.97 | 1721.49 | 2083.55 | 2497.66 | 2373.82 | 2228.20 | 2296.64 | 2370.10 |
| Free Cash Flow | (366.05B) | 1.03T | (3.13T) | 1.28T | 914.83B | 1.71T | 1.02T | (241.85B) | (587.54B) | (678.88B) | N/A | N/A |
| FCF / Share | -1674.49 | 4731.85 | -16702.57 | 7740.19 | 5185.91 | 9274.45 | 5268.38 | -1526.19 | -3755.06 | -4446.26 | N/A | N/A |
| Operating CF | (206.22B) | 1.18T | (3.07T) | 1.37T | 1.01T | 1.81T | 1.13T | (109.26B) | (479.21B) | (645.10B) | N/A | N/A |
| Total Assets | 81.57T | 83.42T | 79.30T | 78.05T | 69.16T | 57.16T | 50.34T | 41.35T | 33.88T | 30.85T | N/A | N/A |
| Total Debt | 17.37T | 17.36T | 19.37T | 11.89T | 11.36T | 9.98T | 10.71T | 8.73T | 6.77T | 6.05T | N/A | N/A |
| Cash & Equiv | 4.57T | 4.80T | 3.09T | 5.13T | 5.59T | 5.85T | 4.80T | 3.07T | 2.16T | 2.32T | N/A | N/A |
| Book Value | 7.44T | 7.00T | 6.07T | 4.78T | 4.50T | 3.89T | 3.79T | 3.46T | 2.73T | 2.52T | N/A | N/A |
| Return on Equity | 0.13 | 0.11 | 0.11 | 0.17 | 0.25 | 0.08 | 0.11 | 0.11 | 0.14 | 0.14 | N/A | N/A |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.29T | 1.22T | 1.28T | 1.24T | 1.33T | 1.30T | 1.24T | 1.25T | 1.38T | 1.45T | 1.30T | 1.27T |
| Net Income | 287.98B | 228.92B | 234.47B | 259.27B | 273.40B | 170.42B | 210.41B | 213.38B | 207.43B | 180.55B | 129.15B | 201.87B |
| EPS | 1317.36 | 1047.17 | 1072.57 | 1186.00 | 1251.00 | 779.18 | 962.00 | 976.09 | 948.89 | 825.92 | 677.45 | 1044.58 |
| Free Cash Flow | (142.36B) | 433.46B | 757.30B | 1.12T | (1.02T) | 3.02T | 261.15B | 939.00B | 428.25B | (2.87T) | (146.62B) | (38.04B) |
| FCF / Share | -651.21 | 1982.86 | 3464.24 | 5145.24 | -4670.93 | 13799.42 | 1194.01 | 4295.41 | 1959.01 | -13136.43 | -769.13 | -196.86 |
| Operating CF | (103.34B) | 479.83B | 772.03B | 1.15T | (974.65B) | 3.03T | 270.10B | 968.00B | 491.99B | (2.82T) | (116.51B) | (9.33B) |
| Total Assets | 85.65T | 81.57T | 83.73T | 82.28T | 81.55T | 83.42T | 78.81T | 81.69T | 86.36T | 79.30T | 80.93T | 76.94T |
| Total Debt | 14.22T | 17.37T | 17.68T | 12.63T | 13.09T | 17.36T | 16.38T | 17.52T | 20.40T | 19.37T | 12.08T | 11.42T |
| Cash & Equiv | 4.52T | 4.57T | 0 | 6.29T | 5.61T | 4.80T | 4.67T | 5.80T | 5.73T | 4.58T | 4.91T | 4.94T |
| Book Value | 7.57T | 7.44T | 7.48T | 7.16T | 7.07T | 7.00T | 6.62T | 6.56T | 6.55T | 6.07T | 5.29T | 5.01T |
| Return on Equity | 0.04 | 0.03 | 0.03 | 0.04 | 0.04 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.04 |