Profitability
Weight: 25%
A+
100
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 42.9%
- Efficiency Ratio Trend -2.29 pp/yr
BBVA
Banco Bilbao Vizcaya Argentaria, S.A.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
A-
83
- 5yr Avg ROE 15.2%
- 5yr Share-Count CAGR -2.1%
Growth Quality
Weight: 15%
B+
75
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 4.2%
- Efficiency Ratio Trend (growth quality check) -2.29 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
D-
28
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.08
Balance Sheet
Weight: 20%
C
52
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 6.7%
Stability
Weight: 10%
C-
48
- EPS Volatility (σ/μ) 0.64
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 6
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 trimmed.
- Holders
- 1
- Avg Δ position
- -87.2%
- New buys
- 0
- Full exits
- 0
- Wood decreased -87%