BAY-R.BK

Bank of Ayudhya Public Company Limited, alongside its affiliated enterprises, operates as a comprehensive commercial bank, delivering a diverse range of financial products and services. Its clientele spans individual consumers, small and medium-sized businesses, large corporations, and other financial institutions. The bank's retail division offers numerous financial solutions, including various deposit accounts (current, savings, fixed-term), mortgage lending, credit cards, personal loans, installment finance for purchases, hire-purchase and leasing arrangements, wealth management services, and bancassurance offerings. For its commercial clients, the institution provides specialized financial services such as a broad spectrum of credit facilities (including short-term working capital), cash management solutions, international trade financing, transactional banking, advisory support, and treasury and money market instruments. Beyond these core banking operations, the company also engages in refinancing and venture capital activities; vehicle rental, debt collection, and personnel services; management of mutual and private investment funds; factoring and information technology services; microfinance; real estate leasing; and securities services. It additionally functions as a broker for life, non-life, and general insurance products. Furthermore, the bank is involved in developing, managing, and selling non-performing assets acquired from other financial entities. Established in 1945, Bank of Ayudhya is headquartered in Bangkok, Thailand, and operates as a subsidiary of MUFG Bank, Ltd.