Profitability
Weight: 25%
A-
84
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 19.6%
- Efficiency Ratio Trend +0.02 pp/yr
BAP
Credicorp Ltd.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
B+
76
- 5yr Avg ROE 15.9%
- 5yr Share-Count CAGR 0.0%
Growth Quality
Weight: 15%
B
74
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 9.7%
- Efficiency Ratio Trend (growth quality check) +0.02 pp/yr
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 15%
B+
77
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.03
Balance Sheet
Weight: 20%
A
91
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 13.7%
Stability
Weight: 10%
B
71
- EPS Volatility (σ/μ) 0.40
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 8
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 added; 1 full exit.
- Holders
- 1
- Avg Δ position
- +135.5%
- New buys
- 0
- Full exits
- 1