Profitability
Weight: 25%
C
56
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.2%
- Operating Margin Trend -3.14 pp/yr
BANR
Banner Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
B
74
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 12.0%
- 5yr Share-Count CAGR -0.4%
Growth Quality
Weight: 10%
B
72
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 17.5%
- 5yr EPS CAGR -0.5%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
98
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.43x
Balance Sheet
Weight: 30%
B-
64
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 11.9%
- Interest Coverage (EBIT/Int) 1.11x
Stability
Weight: 10%
B-
63
- EPS Volatility (σ/μ) 0.37
- Piotroski F-Score 8
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 1 added; 1 trimmed.
- Holders
- 2
- Avg Δ position
- +123.8%
- New buys
- 0
- Full exits
- 0