Profitability
Weight: 25%
C+
59
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 66.3%
- Efficiency Ratio Trend -1.52 pp/yr
BANC
Banc of California, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
F
21
- 5yr Avg ROE 4.4%
- 5yr Share-Count CAGR 6.5%
Growth Quality
Weight: 15%
A
90
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 42.4%
- Efficiency Ratio Trend (growth quality check) -1.52 pp/yr
- Revenue-Growth Years (5) 3/5
Cash Generation
Weight: 15%
F
5
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.12
Balance Sheet
Weight: 20%
A-
80
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 10.2%
Stability
Weight: 10%
C-
45
- EPS Volatility (σ/μ) 0.68
- Negative-Revenue Years (5) 2/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 1 added; 1 trimmed.
- Holders
- 2
- Avg Δ position
- +711.3%
- New buys
- 0
- Full exits
- 0