Profitability
Weight: 25%
F
10
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA -0.3%
- Operating Margin Trend -11.35 pp/yr
BANC
Banc of California, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
F
2
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE -3.2%
- 5yr Share-Count CAGR 8.1%
Growth Quality
Weight: 10%
D
36
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR -14.1%
- 5yr EPS CAGR 5.6%
- Positive-EPS Years (5) 4/5
Cash Generation
Weight: 5%
A
92
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.05x
Balance Sheet
Weight: 30%
C+
58
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 10.2%
- Interest Coverage (EBIT/Int) 0.47x
Stability
Weight: 10%
C-
49
- EPS Volatility (σ/μ) 0.68
- Piotroski F-Score 8
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 2 added.
- Holders
- 2 +1
- Avg Δ position
- +42.5%
- New buys
- 0
- Full exits
- 0