Profitability
Weight: 25%
D+
40
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.6%
- Operating Margin Trend -6.72 pp/yr
AUB
Atlantic Union Bankshares Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
D
38
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 8.0%
- 5yr Share-Count CAGR 13.7%
Growth Quality
Weight: 10%
B-
65
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 12.4%
- 5yr EPS CAGR -11.2%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
98
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.26x
Balance Sheet
Weight: 30%
B-
65
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 13.3%
- Interest Coverage (EBIT/Int) 0.51x
Stability
Weight: 10%
B
72
- EPS Volatility (σ/μ) 0.24
- Piotroski F-Score 7
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 2 new buys.
- Holders
- 2 +2
- Avg Δ position
- —
- New buys
- 2
- Full exits
- 0