ARI Apollo Commercial Real Estate Finance, Inc.
$10.94
Real Estate Investment Trust 85%
P/FFO × Default REIT Multiple
Strong · Conviction

Undervalued

Trading 44.5% below fair value

You pay $10.94
Bear $16.38
Fair $19.72
Bull $23.06
Bear $16.38 +49.7% $1.04 FFO × 18x
Fair $19.72 +80.3% $1.04 FFO × 22x
Bull $23.06 +110.8% $1.04 FFO × 26x

Key Value Driver

FFO/share ($1.04) × default P/FFO multiple

Implied Market Multiple 10.5x

Summary

Our base-case estimate uses P/FFO × Default REIT Multiple. We then blend that result with the average analyst price target of $12.00 from 12 analysts, using a 20% weight on analyst consensus. That produces an estimated intrinsic value of $19.72 per share.

Warnings

Standard profit figures are misleading for real estate companies — large non-cash accounting charges make profits look artificially low. Dividend yield and funds from operations are better measures.
Dividend yield of 9.1% is unusually high — make sure the company generates enough cash to keep paying it.
Wall Street's average price target is $12.00 (from 12 analysts). Our estimate is 80% above the consensus -- consider that gap carefully.

Key Risks

  • P/E and EV/EBITDA are structurally wrong for REITs — use P/FFO and NAV
  • Interest rate sensitivity: REIT multiples compress when rates rise
  • FFO approximation (NI + D&A) may include gains on property sales — verify