APPF AppFolio Inc.
$206.01
Platform & Compounding FCF 85%
Two-stage FCF DCF
Mild · Conviction

Overvalued

Trading 3.0% above fair value

You pay $206.01
Bear $120.71
Fair $199.92
Bull $293.37
Bear $120.71 -41.4% 10% stage 1 growth, 11% discount
Fair $199.92 -3.0% 17% stage 1 growth, 11% discount
Bull $293.37 +42.4% 23% stage 1 growth, 11% discount

Adjust Assumptions

17.4%
11.0%
3.0%

Key Value Driver

FCF growth rate (17% base case)

Terminal Value % of EV 45%
Implied Market Multiple 38.6x
Market is pricing in (growth) 17.8% vs 17.3% base

Analyst Consensus (External Reference)

Never blended into the bear/base/bull estimates above.

Average Target (13 analysts) $222.33
Divergence from AlphaVal 10%

Summary

Using a two-stage FCF DCF with 17% growth decelerating over 15 years, discounted at 11%, the base-case intrinsic value is $199.92 per share.

Warnings

Stock-based employee pay equals 50% of profits. This dilutes existing shareholders, so cash flow alone overstates what owners really earn.

Key Risks

  • P/E alone misleads — earnings depressed by growth investment
  • Cyclical or commodity businesses may be misclassified as platforms
  • Terminal value dominance suggests sensitivity to long-run assumptions