Profitability
Weight: 25%
D+
40
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 74.0%
- Efficiency Ratio Trend -0.63 pp/yr
AMTB
Amerant Bancorp Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
C-
51
- 5yr Avg ROE 6.1%
- 5yr Share-Count CAGR -0.3%
Growth Quality
Weight: 15%
A-
82
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 14.4%
- Efficiency Ratio Trend (growth quality check) -0.63 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
F
17
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.10
Balance Sheet
Weight: 20%
B+
77
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 9.6%
Stability
Weight: 10%
C
54
- EPS Volatility (σ/μ) 0.58
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 added; 2 full exits.
- Holders
- 1
- Avg Δ position
- +14.8%
- New buys
- 0
- Full exits
- 2