AMP Ameriprise Financial, Inc.
Banks, Insurers & Asset Managers
B- 66.4 / 100 composite

AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.

Profitability

Weight: 25%
B 74

Scored using ROA (NIM proxy) — financial-archetype substitution.

  • 5yr Avg ROA 1.6%
  • Operating Margin Trend -0.55 pp/yr

Capital Efficiency

Weight: 20%
A+ 100

Scored using ROTCE — financial-archetype substitution.

  • 5yr Avg ROTCE 78.6%
  • 5yr Share-Count CAGR -5.4%

Growth Quality

Weight: 10%
C 53

Scored using BVPS — financial-archetype substitution.

  • 5yr BVPS CAGR 0.0%
  • 5yr EPS CAGR 6.3%
  • Positive-EPS Years (5) 5/5

Cash Generation

Weight: 5%
A+ 98

Scored using OCF/NI — banks have no FCF concept.

  • 5yr OCF/NI 1.44x

Balance Sheet

Weight: 30%
D+ 40

Scored using Equity/Assets — financial-archetype substitution.

  • Equity / Assets 3.4%
  • Interest Coverage (EBIT/Int) 14.82x

Stability

Weight: 10%
C+ 57
  • EPS Volatility (σ/μ) 0.54
  • Piotroski F-Score 6
  • Negative-Revenue Years (5) 0/5

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Trimming

3 of 4 gurus held; 1 added; 2 trimmed; 1 full exit.

Holders
3 -1
Avg Δ position
-32.4%
New buys
0
Full exits
1
As of Q1 2026