Profitability
Weight: 25%
F
0
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA -2.8%
- Operating Margin Trend -22.78 pp/yr
AMBC
Ambac Financial Group, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
⚠ Negative tangible book value combined with negative free cash flow — balance sheet is impaired and operating cash generation cannot rebuild it.
Grade overrides the 30.0 pillar composite — hard gates always win.
Capital Efficiency
Weight: 20%
F
17
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE -8.7%
- 5yr Share-Count CAGR 0.3%
Growth Quality
Weight: 10%
C+
57
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 14.9%
- 5yr EPS CAGR -64.6%
- Positive-EPS Years (5) 3/5
Cash Generation
Weight: 5%
A
90
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 27.60x
Balance Sheet
Weight: 30%
A+
100
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 32.2%
- Interest Coverage (EBIT/Int) 30.00x
Stability
Weight: 10%
F
26
- EPS Volatility (σ/μ) 0.95
- Piotroski F-Score 3
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 1 added; 1 trimmed.
- Holders
- 2
- Avg Δ position
- -30.5%
- New buys
- 0
- Full exits
- 0