Profitability
Weight: 25%
A-
86
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.7%
- Operating Margin Trend +0.42 pp/yr
AJG
Arthur J. Gallagher & Co.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
D-
28
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 5.1%
- 5yr Share-Count CAGR 5.9%
Growth Quality
Weight: 10%
A-
83
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 8.9%
- 5yr EPS CAGR 7.1%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
95
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.66x
Balance Sheet
Weight: 30%
A-
86
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 33.0%
- Interest Coverage (EBIT/Int) 3.97x
Stability
Weight: 10%
B
70
- EPS Volatility (σ/μ) 0.36
- Piotroski F-Score 7
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.4 of 4 gurus held; 2 added; 2 trimmed; 1 full exit.
- Holders
- 4
- Avg Δ position
- +439.4%
- New buys
- 0
- Full exits
- 1