Profitability
Weight: 25%
B+
80
Scored using loss ratio — insurer-archetype substitution.
- Loss Ratio 58.8%
- Loss Ratio Trend -5.33 pp/yr
AIG
American International Group, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
B+
76
- 5yr Avg ROE 10.6%
- 5yr Share-Count CAGR -8.1%
Growth Quality
Weight: 10%
D+
40
Scored using premium growth cross-checked against loss-ratio trend — insurer-archetype substitution.
- 5yr Premium CAGR -3.6%
- Loss Ratio Trend (growth quality check) -5.33 pp/yr
- Revenue-Growth Years (5) 1/5
Cash Generation
Weight: 15%
B
70
Scored using reserve development and loss-ratio stability — insurer-archetype substitution.
- Reserve Development 0.9%
- Loss Ratio Stability (σ) 0.30
Balance Sheet
Weight: 25%
A-
82
Scored using premiums-to-surplus — insurer-archetype substitution.
- Premiums / Surplus 0.58x
- Interest Coverage (EBIT/Int) 10.80x
Stability
Weight: 10%
D-
31
- EPS Volatility (σ/μ) 0.70
- Negative-Revenue Years (5) 4/5
- Piotroski F-Score 6
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.5 of 6 gurus held; 4 added; 1 trimmed; 1 full exit.
- Holders
- 5 -1
- Avg Δ position
- +170.4%
- New buys
- 0
- Full exits
- 1
- Halvorsen sold -100%
- Cooperman increased +580%
- Greenblatt increased +176%