Profitability
Weight: 25%
A+
100
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 3.5%
- Operating Margin Trend +6.97 pp/yr
AGO
Assured Guaranty Ltd.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
B-
68
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 7.8%
- 5yr Share-Count CAGR -9.7%
Growth Quality
Weight: 10%
A
92
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 8.8%
- 5yr EPS CAGR 18.1%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
F
0
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI -4.74x
Balance Sheet
Weight: 30%
A+
94
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 46.5%
- Interest Coverage (EBIT/Int) 8.44x
Stability
Weight: 10%
D+
41
- EPS Volatility (σ/μ) 0.46
- Piotroski F-Score 6
- Negative-Revenue Years (5) 4/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.4 of 5 gurus held; 2 added; 2 trimmed; 1 full exit.
- Holders
- 4 -1
- Avg Δ position
- +4.5%
- New buys
- 0
- Full exits
- 1