AGNCM AGNC Investment Corp.
$25.01
Real Estate Investment Trust 85%
P/FFO × Default REIT Multiple
Strong · Conviction

Undervalued

Trading 75.7% below fair value

You pay $24.95
Bear $85.27
Fair $102.82
Bull $120.37
Bear $85.27 +241.8% $5.20 FFO × 18x
Fair $102.82 +312.1% $5.20 FFO × 22x
Bull $120.37 +382.4% $5.20 FFO × 26x

Key Value Driver

FFO/share ($5.20) × default P/FFO multiple

Implied Market Multiple 4.8x

Summary

At $5.20 FFO/share with a 22x default REIT multiple, the base-case value is $102.82 per share. Dividend yield: 8.8%. DDM cross-check: $74.81.

Warnings

Standard profit figures are misleading for real estate companies — large non-cash accounting charges make profits look artificially low. Dividend yield and funds from operations are better measures.
Dividend yield of 8.8% is unusually high — make sure the company generates enough cash to keep paying it.
Dividend-based valuation: $74.81 (27% below our primary estimate). Large gaps suggest the dividend may not fully reflect the company's value.

Key Risks

  • P/E and EV/EBITDA are structurally wrong for REITs — use P/FFO and NAV
  • Interest rate sensitivity: REIT multiples compress when rates rise
  • FFO approximation (NI + D&A) may include gains on property sales — verify