AGNCL AGNC Investment Corp.
$25.07
Real Estate Investment Trust 85%
P/FFO × Default REIT Multiple
Strong · Conviction

Undervalued

Trading 70.2% below fair value

You pay $25.07
Bear $69.52
Fair $84.07
Bull $98.62
Bear $69.52 +177.3% $4.73 FFO × 18x
Fair $84.07 +235.3% $4.73 FFO × 22x
Bull $98.62 +293.4% $4.73 FFO × 26x

Key Value Driver

FFO/share ($4.73) × default P/FFO multiple

Implied Market Multiple 5.3x

Summary

At $4.73 FFO/share with a 22x default REIT multiple, the base-case value is $84.07 per share. Dividend yield: 7.7%. DDM cross-check: $36.11.

Warnings

Standard profit figures are misleading for real estate companies — large non-cash accounting charges make profits look artificially low. Dividend yield and funds from operations are better measures.
Dividend yield of 7.7% is unusually high — make sure the company generates enough cash to keep paying it.
Dividend-based valuation: $36.11 (57% below our primary estimate). Large gaps suggest the dividend may not fully reflect the company's value.

Key Risks

  • P/E and EV/EBITDA are structurally wrong for REITs — use P/FFO and NAV
  • Interest rate sensitivity: REIT multiples compress when rates rise
  • FFO approximation (NI + D&A) may include gains on property sales — verify