AFRM

Affirm Holdings, Inc.
$70.08
-2.32 (-3.20%)
Mkt Cap 20.81B
Volume 2,326,161
52W Range 42.095-90.44
Sector Financial Services
Beta 3.82
EPS (TTM) 5.71 USD
P/E Ratio 12.27
Revenue (TTM) 4.18B USD
Rev Growth (5Y) +35.3%
EPS Growth (5Y) N/A
AlphaVal · Fair Value
What we estimate one share is worth
$34.89
Overvalued strong signal
100.8% above fair value
Modeled from cash flows & growth.
AlphaQuality · Ungradable
AlphaQuality does not grade financial companies — their quality is dominated by balance-sheet and capital-structure factors outside the scope of this model.

Company Description

Track Record

Showing latest 4 periods • Swipe for more
Metric 2026 2025 2024 2023 2022 2021 2020 2019
Revenue 3.95B 3.22B 2.32B 1.59B 1.35B 870.46M 509.53M 264.37M
Net Income 1.93B 52.19M (517.76M) (985.35M) (707.42M) (441.03M) (112.60M) (120.45M)
EPS 5.76 0.16 -1.67 -3.34 -2.51 -1.64 -0.44 -0.47
Free Cash Flow 992.63M 601.72M 290.84M (108.59M) (273.90M) (213.38M) (100.01M) (113.75M)
FCF / Share 2.96 1.86 0.94 -0.37 -0.97 -0.79 -0.39 -0.44
Operating CF 1.23B 793.91M 450.14M 12.18M (162.19M) (193.13M) (78.99M) (92.50M)
Total Assets 15.79B 11.15B 9.52B 8.16B 6.97B 4.87B 1.40B 1.15B
Total Debt 9.82B 7.85B 6.61B 5.45B 4.14B 1.98B 917.15M 585.95M
Cash & Equiv 2.43B 1.35B 1.01B 892.03M 1.26B 1.47B 267.06M 320.45M
Book Value 5.48B 3.07B 2.73B 2.53B 2.62B 2.58B (367.10M) (263.41M)
Return on Equity 0.35 0.02 -0.19 -0.39 -0.27 -0.17 N/A N/A
AFRM News
Affirm launches as exclusive pay-over-time provider at Sam's Club
Oct 22, 2026 05:00 AM · businesswire.com
Wall Street Analysts See Affirm Holdings (AFRM) as a Buy: Should You Invest?
Oct 21, 2026 06:31 AM · zacks.com
Affirm Holdings, Inc. $AFRM Stock Sold by Diversify Advisory Services LLC
Oct 21, 2026 12:19 AM · defenseworld.net
Why Affirm Holdings (AFRM) Outpaced the Stock Market Today
Oct 20, 2026 02:50 PM · zacks.com
Affirm is Appreciated By Consumers and Merchants as it Facilitates Sales
Oct 20, 2026 05:15 AM · fool.com
Affirm Holdings (AFRM) Stock Falls Amid Market Uptick: What Investors Need to Know
Oct 19, 2026 03:01 PM · zacks.com
Wall Street Analysts Believe Affirm Holdings (AFRM) Could Rally 29%: Here's is How to Trade
Oct 16, 2026 06:55 AM · zacks.com
Investors Heavily Search Affirm Holdings, Inc. (AFRM): Here is What You Need to Know
Oct 16, 2026 06:01 AM · zacks.com
Affirm Holdings, Inc. (NASDAQ:AFRM) Stock Rated “Moderate Buy” by Wall Street Analysts
Oct 14, 2026 10:29 PM · defenseworld.net
Affirm stock slips after US inflation data: here's why it may fall to $60 soon
Oct 14, 2026 11:03 AM · invezz.com