Profitability
Weight: 25%
C+
58
Scored using loss ratio — insurer-archetype substitution.
- Loss Ratio 62.3%
AFG
American Financial Group, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
A
93
- 5yr Avg ROE 23.9%
- 5yr Share-Count CAGR -1.3%
Growth Quality
Weight: 10%
B
72
Scored using premium growth cross-checked against loss-ratio trend — insurer-archetype substitution.
- 5yr Premium CAGR 6.7%
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
A-
84
Scored using reserve development and loss-ratio stability — insurer-archetype substitution.
- Reserve Development 1.1%
Balance Sheet
Weight: 25%
A+
96
Scored using premiums-to-surplus — insurer-archetype substitution.
- Premiums / Surplus 1.46x
- Interest Coverage (EBIT/Int) 14.41x
Stability
Weight: 10%
C-
49
- EPS Volatility (σ/μ) 0.54
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 4 gurus held; 1 added; 2 trimmed; 1 full exit.
- Holders
- 3 -1
- Avg Δ position
- -17.9%
- New buys
- 0
- Full exits
- 1