ACIC

American Coastal Insurance Corporation
$10.95
+0.42 (+3.99%)
Mkt Cap 536.92M
Volume 552,539
52W Range 9.01-13.06
Sector Financial Services
Beta -0.48
EPS (TTM) 2.08 USD
P/E Ratio 5.33
Revenue (TTM) 330.38M USD
Rev Growth (5Y) -16.9%
EPS Growth (5Y) +26.3%
AlphaVal · Fair Value
What we estimate one share is worth
$33.66
Undervalued strong signal
67.1% below fair value
Modeled from cash flows & growth.
AlphaQuality · Ungradable
AlphaQuality could not find usable underwriting data (premiums earned and losses incurred) for this company — some insurance brokers and other fee-based businesses never report this and may stay ungradable permanently; a genuine insurer without it yet may become gradable once more data is available.

Company Description

Track Record

Showing latest 4 periods • Swipe for more
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 335.44M 296.66M 263.68M 220.78M 228.69M 846.66M 825.12M 723.94M 654.42M 487.12M 357.57M 280.23M
Net Income 106.84M 75.72M 309.91M (469.86M) (57.92M) (96.45M) (29.87M) 290,000 10.14M 5.70M 27.36M 41.01M
EPS 2.20 1.58 7.11 -10.87 -1.35 -2.25 -0.70 0.01 0.27 0.27 1.29 2.06
Free Cash Flow 70.87M 243.49M (136.20M) (176.16M) (300.66M) (21.32M) 127.12M 6.05M 9.07M 62.60M 87.40M 62.57M
FCF / Share 1.46 5.09 -3.12 -4.09 -7.00 -0.50 2.97 0.14 0.24 2.92 4.12 3.14
Operating CF 71.03M 243.51M (136.00M) (173.11M) (295.39M) (10.47M) 149.01M 10.12M 14.31M 65.75M 98.32M 68.92M
Total Assets 1.07B 1.22B 1.06B 2.84B 2.70B 2.85B 2.47B 2.32B 2.06B 994.28M 740.02M 584.17M
Total Debt 152.49M 152.34M 149.46M 150.04M 158.50M 160.35M 159.26M 160.12M 161.36M 54.17M 12.35M 13.53M
Cash & Equiv 198.76M 137.04M 138.93M 229.89M 212.02M 239.42M 215.47M 112.68M 139.16M 150.69M 84.79M 61.39M
Book Value 317.56M 235.66M 168.76M (180.18M) 312.41M 395.75M 503.14M 520.23M 537.12M 241.33M 239.21M 203.76M
Return on Equity 0.34 0.32 1.84 N/A -0.19 -0.24 -0.06 0.00 0.02 0.02 0.11 0.20
ACIC News
New Strong Buy Stocks for October 15th
Oct 15, 2026 02:05 AM · zacks.com
Best Value Stocks to Buy for October 15th
Oct 15, 2026 01:30 AM · zacks.com
American Coastal Insurance Corporation (ACIC) Discusses Specialty Insurance Business Model and Growth Strategy in Florida Property Market Transcript
Oct 13, 2026 01:52 PM · seekingalpha.com
American Coastal Eyes $200M Premium Opportunity With E&S Expansion
Oct 13, 2026 01:02 PM · marketbeat.com
Head-To-Head Analysis: Old Republic International (NYSE:ORI) & American Coastal Insurance (NASDAQ:ACIC)
Oct 10, 2026 10:58 PM · defenseworld.net
American Coastal Insurance Corporation to Host Investor Webcast on October 13, 2026
Oct 06, 2026 12:01 PM · globenewswire.com
Insider Buying: American Coastal Insurance (NASDAQ:ACIC) CEO Acquires $91,500.00 in Stock
Sep 27, 2026 01:41 AM · defenseworld.net
American Coastal Insurance Corporation Announces Restructured Exclusive Managing Agency Agreement with AmRisc, LLC
Sep 14, 2026 12:05 PM · globenewswire.com
BlackRock Inc. Acquires Shares of 2,280,065 American Coastal Insurance Corporation $ACIC
Sep 02, 2026 11:50 PM · defenseworld.net
American Coastal Maps E&S Expansion as Florida Insurance Pricing Softens
Aug 29, 2026 01:03 PM · marketbeat.com