ACIC

American Coastal Insurance Corporation
$10.40
+0.15 (+1.46%)
Mkt Cap 493.85M
Volume 62,884
52W Range 9.8-13.06
Sector Financial Services
Beta -0.52
EPS (TTM) 2.17
P/E Ratio 4.70
Revenue (TTM) 334.25M
Rev Growth (5Y) -16.9%
EPS Growth (5Y) +26.3%
AlphaVal · Fair Value
What we estimate one share is worth
$27.31
Undervalued strong signal
62.7% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
C-
Banks, Insurers & Asset Managers
48.8 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.

Company Description

Track Record

Showing latest 4 periods • Swipe for more
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 335.44M 296.66M 263.68M 220.78M 228.69M 846.66M 825.12M 723.94M 654.42M 487.12M 357.57M 280.23M
Net Income 106.84M 75.72M 309.91M (469.86M) (57.92M) (96.45M) (29.87M) 290,000 10.14M 5.70M 27.36M 41.01M
EPS 2.20 1.58 7.11 -10.87 -1.35 -2.25 -0.70 0.01 0.27 0.27 1.29 2.06
Free Cash Flow 70.87M 243.49M (136.20M) (176.16M) (300.66M) (21.32M) 127.12M 6.05M 9.07M 62.60M 87.40M 62.57M
FCF / Share 1.46 5.09 -3.12 -4.09 -7.00 -0.50 2.97 0.14 0.24 2.92 4.12 3.14
Operating CF 71.03M 243.51M (136.00M) (173.11M) (295.39M) (10.47M) 149.01M 10.12M 14.31M 65.75M 98.32M 68.92M
Total Assets 1.07B 1.22B 1.06B 2.84B 2.70B 2.85B 2.47B 2.32B 2.06B 994.28M 740.02M 584.17M
Total Debt 152.49M 152.34M 149.46M 150.04M 158.50M 160.35M 159.26M 160.12M 161.36M 54.17M 12.35M 13.53M
Cash & Equiv 198.76M 137.04M 138.93M 229.89M 212.02M 239.42M 215.47M 112.68M 139.16M 150.69M 84.79M 61.39M
Book Value 317.56M 235.66M 168.76M (180.18M) 312.41M 395.75M 503.14M 520.23M 537.12M 241.33M 239.21M 203.76M
Return on Equity 0.34 0.32 1.84 N/A -0.19 -0.24 -0.06 0.00 0.02 0.02 0.11 0.20
ACIC News
ESNT or ACIC: Which Is the Better Value Stock Right Now?
Jul 03, 2026 08:40 AM · zacks.com
Implied Volatility Surging for American Coastal Insurance Stock Options
Jun 30, 2026 05:32 AM · zacks.com
American Coastal Insurance Corporation Announces the Completion of $14.4 Million in Common Stock Share Repurchases
Jun 29, 2026 12:05 PM · globenewswire.com
FAF vs. ACIC: Which Stock Is the Better Value Option?
Jun 05, 2026 08:40 AM · zacks.com
Implied Volatility Surging for American Coastal Stock Options
May 28, 2026 05:36 AM · zacks.com
American Coastal Insurance: Fundamentals, Technicals Warrant A Buy (Rating Upgrade)
May 21, 2026 06:51 PM · seekingalpha.com
American Coastal Insurance Corporation (ACIC) Q1 2026 Earnings Call Transcript
May 05, 2026 07:31 PM · seekingalpha.com
American Coastal Insurance (ACIC) Lags Q1 Earnings and Revenue Estimates
May 05, 2026 05:31 PM · zacks.com
American Coastal (ACIC) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
May 05, 2026 04:31 PM · zacks.com
American Coastal Insurance Corporation Reports Financial Results for Its First Quarter Ended March 31, 2026
May 05, 2026 12:05 PM · globenewswire.com