1150.SR
Company Description
Alinma Bank provides banking and investment services in the Kingdom of Saudi Arabia. The company provides various retail services, including current, family, education, and savings accounts; self-service banking services; debit, credit, traveler, purchase, business expense, virtual, and prepaid cards; point of sale services; car, real estate, personal, and education financing, as well as mortgage, consumer, and commercial financing products; and bill payment services. It also offers treasury, letters of guarantee, documentary collection, import and export letters of credit, and guarantee verification services; cash management services; corporate partner services; finance and investment products; financial services; and payroll management and payment gateway services. In addition, the company provides investment management, asset management, custodianship, advisory, underwriting, and brokerage services; and operates as an insurance agent. Further, it offers its services to individuals, corporates, SMEs, and institutional customers. The company operates through a network of 100 branch locations. Alinma Bank was incorporated in 2006 and is headquartered in Riyadh, the Kingdom of Saudi Arabia.
Track Record
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 11.84B | 10.93B | 9.69B | 7.97B | 6.65B | 5.68B | 5.60B | 4.77B | 4.32B | 3.21B | 2.95B | 2.60B |
| Net Income | 6.40B | 5.83B | 4.84B | 3.60B | 2.71B | 1.97B | 2.53B | 2.52B | 2.01B | 1.50B | 1.47B | 1.26B |
| EPS | 2.57 | 2.22 | 1.87 | 1.45 | 1.05 | 0.99 | 1.02 | 1.27 | 1.01 | 0.76 | 0.74 | 0.64 |
| Free Cash Flow | (3.53B) | 4.94B | 7.80B | 7.74B | (3.03B) | 7.76B | 1.56B | 3.18B | (3.90B) | 5.00B | N/A | N/A |
| FCF / Share | -1.42 | 1.99 | 3.14 | 3.89 | -1.52 | 3.91 | 0.79 | 1.60 | -1.96 | 2.52 | N/A | N/A |
| Operating CF | (2.16B) | 5.73B | 8.36B | 8.20B | (2.84B) | 7.92B | 1.83B | 3.38B | (3.56B) | 5.27B | N/A | N/A |
| Total Assets | 311.07B | 276.83B | 236.72B | 200.44B | 173.48B | 156.88B | 131.84B | 121.54B | 114.75B | 104.73B | N/A | N/A |
| Total Debt | 125.65B | 102.15B | 97.71B | 63.06B | 41.77B | 50.57B | 44.81B | 35.69B | 42.99B | 36.43B | N/A | N/A |
| Cash & Equiv | 15.41B | 14.58B | 13.08B | 10.66B | 9.62B | 9.33B | 8.24B | 7.52B | 7.22B | 6.84B | N/A | N/A |
| Book Value | 48.24B | 41.44B | 34.33B | 31.88B | 30.71B | 24.43B | 22.44B | 21.30B | 20.34B | 19.18B | N/A | N/A |
| Return on Equity | 0.13 | 0.14 | 0.14 | 0.11 | 0.09 | 0.08 | 0.11 | 0.12 | 0.10 | 0.08 | N/A | N/A |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5.23B | 3.13B | 2.96B | 2.94B | 2.81B | 2.81B | 2.82B | 2.74B | 2.57B | 2.54B | 2.54B | 2.44B |
| Net Income | 1.68B | 1.72B | 1.59B | 1.57B | 1.51B | 1.53B | 1.57B | 1.42B | 1.31B | 1.32B | 1.32B | 1.23B |
| EPS | 0.56 | 0.69 | 0.64 | 0.63 | 0.61 | 0.61 | 0.63 | 0.57 | 0.53 | 0.66 | 0.67 | 0.62 |
| Free Cash Flow | (396.49M) | (3.30B) | (3.15B) | 1.39B | 1.53B | 3.11B | 181.63M | 5.09B | (3.44B) | (312.55M) | (2.31B) | 4.70B |
| FCF / Share | -0.16 | -1.33 | -1.26 | 0.56 | 0.61 | 1.24 | 0.07 | 2.04 | -1.39 | -0.16 | -1.16 | 2.36 |
| Operating CF | (216.59M) | (2.70B) | (2.80B) | 1.58B | 1.76B | 3.41B | 397.24M | 5.24B | (3.33B) | (57.37M) | (2.15B) | 4.76B |
| Total Assets | 324.29B | 311.07B | 307.21B | 297.22B | 287.22B | 276.83B | 266.98B | 260.14B | 244.86B | 236.72B | 232.59B | 226.90B |
| Total Debt | 37.13B | 125.65B | 27.54B | 113.42B | 100.91B | 102.15B | 101.68B | 101.50B | 93.22B | 97.71B | 90.24B | 90.71B |
| Cash & Equiv | 15.83B | 15.41B | 18.69B | 19.35B | 20.48B | 14.58B | 17.45B | 17.20B | 13.56B | 13.08B | 16.96B | 20.22B |
| Book Value | 37.10B | 48.24B | 34.97B | 44.77B | 42.95B | 41.44B | 41.16B | 40.04B | 39.35B | 34.33B | 33.46B | 32.98B |
| Return on Equity | 0.05 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 |