HDFCBANK.BO
Company Description
HDFC Bank Limited provides banking and financial services to individuals and businesses in India, Bahrain, Hong Kong, and Dubai. The company operates in three segments: Wholesale Banking, Retail Banking, and Treasury Services. It accepts savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and recurring deposits; and safe deposit lockers, as well as offshore accounts and deposits, and overdrafts against fixed deposits. The company also provides personal, home, car, two-wheeler, business, doctor, educational, gold, consumer, and rural loans; loans against properties, securities, fixed deposits, rental receivables, and assets; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, healthcare/medical equipment and commercial vehicle finance, dealer finance, and term loans. In addition, it offers credit, debit, prepaid, and forex cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; insurance and investment products. Further, the company provides short term finance, bill discounting, structured finance, export credit, loan repayment, and documents collection services; online and wholesale, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; and channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services, as well as financial solutions for supply chain partners and agricultural customers. It operates branches and automated teller machines in various cities/towns. The company was incorporated in 1994 and is headquartered in Mumbai, India.
Track Record
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.95T | 4.19T | 3.52T | 1.98T | 1.60T | 1.53T | 1.41T | 1.20T | 988.07B | 835.88B | 722.26B | 580.61B |
| Net Income | 760.26B | 673.51B | 622.66B | 495.45B | 386.00B | 325.98B | 260.27B | 220.10B | 178.51B | 140.53B | 117.92B | 99.24B |
| EPS | 49.50 | 45.01 | 44.33 | 44.51 | 34.88 | 29.64 | 23.80 | 20.54 | 17.30 | 13.81 | 11.71 | 10.24 |
| Free Cash Flow | 1.64T | 1.13T | 968.48B | 433.58B | 554.69B | 407.80B | 152.89B | 166.92B | 85.09B | 366.64B | 160.09B | N/A |
| FCF / Share | 106.60 | 74.02 | 68.40 | 38.95 | 50.12 | 37.08 | 13.98 | 15.57 | 8.24 | 36.03 | 15.90 | N/A |
| Operating CF | 1.68T | 1.20T | 1.02T | 477.20B | 581.02B | 424.76B | 171.18B | 183.27B | 94.27B | 379.27B | 170.07B | N/A |
| Total Assets | 49.08T | 48.19T | 44.12T | 25.76T | 21.11T | 17.98T | 15.96T | 13.28T | 11.37T | 9.07T | 7.09T | N/A |
| Total Debt | 5.88T | 7.46T | 8.15T | 3.24T | 2.34T | 1.84T | 1.98T | 1.87T | 1.85T | 1.05T | 530.18B | N/A |
| Cash & Equiv | 3.12T | 3.22T | 3.43T | 2.36T | 1.60T | 1.04T | 726.74B | 855.41B | 719.03B | 566.71B | 389.19B | N/A |
| Book Value | 5.86T | 7.68T | 6.95T | 2.91T | 2.50T | 2.16T | 1.89T | 1.63T | 1.17T | 1.03T | 726.78B | N/A |
| Return on Equity | 0.13 | 0.09 | 0.09 | 0.17 | 0.15 | 0.15 | 0.14 | 0.13 | 0.15 | 0.14 | 0.16 | N/A |
| Metric | Q4 2026 | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.17T | 1.27T | 1.19T | 1.33T | 1.41T | 1.12T | 640.22B | 1.17T | 684.82B | 1.15T | 1.08T | 610.21B |
| Net Income | 203.51B | 198.07B | 196.11B | 162.58B | 153.93B | 176.57B | 173.81B | 164.75B | 158.26B | 172.58B | 168.11B | 123.70B |
| EPS | 13.22 | 12.88 | 12.78 | 10.62 | 12.31 | 11.56 | 11.70 | 10.84 | 23.20 | 11.37 | 11.12 | 11.08 |
| Free Cash Flow | N/A | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| FCF / Share | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating CF | N/A | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Assets | 49.08T | 46.26T | 45.15T | 44.56T | 48.19T | 42.28T | 45.70T | 40.07T | 44.12T | 38.82T | 42.07T | 25.71T |
| Total Debt | 5.88T | 6.16T | 6.00T | 6.00T | 7.46T | 6.53T | 7.58T | 6.73T | 8.15T | 8.00T | 8.59T | 2.64T |
| Cash & Equiv | 3.12T | 1.92T | 1.77T | 2.15T | 3.22T | 2.31T | 2.14T | 1.91T | 3.43T | 1.86T | 1.81T | 1.64T |
| Book Value | 5.86T | 5.65T | 5.43T | 5.43T | 7.68T | 5.02T | 7.26T | 4.76T | 6.95T | 4.37T | 6.51T | 3.03T |
| Return on Equity | 0.03 | 0.04 | 0.04 | 0.03 | 0.02 | 0.04 | 0.02 | 0.03 | 0.02 | 0.04 | 0.03 | 0.04 |